Terms of Use

1) Acceptance of Terms

By accessing or using KillDebt.com, KillDebt.ai, ParkerGPT, or any related websites, apps, memberships, or materials (collectively, the “Services”), you agree to these Terms of Use and our Privacy Policy. If you do not agree, do not use the Services.

CollectionStopperMembership, LLC (“Company,” “we,” “our,” or “us”) may modify these Terms at any time by posting updates. Continued use after posting constitutes acceptance of the revised Terms.

2) Nature of Services & Legal Disclaimer (No Attorney–Client Relationship)

This membership site is strictly informational and educational. Nothing in our videos, podcasts, templates, forms, AI outputs (including ParkerGPT), emails, chats, or other materials constitutes legal advice. An attorney–client relationship is not created by viewing, purchasing, or using any part of the Services.

• Though Brian Parker is licensed in Florida and Michigan, the Services are not offered as legal representation. References to prior legal work are for educational insight only.

• Use your state- and court-specific laws, rules, and procedures when preparing any filings or finished work product.

• Your purchase or use of our content or forms does not create an attorney–client relationship.

3) Eligibility & Access

Users must be at least 13 years old to access the Services and at least 18 to register or upload content. You are solely responsible for compliance with the laws of your jurisdiction and for obtaining any required permissions to use the Services.

4) Account Security

You are responsible for safeguarding your account credentials and for all activity under your account. Notify us immediately of any unauthorized use.

5) License; Fair-Use & Anti-Redistribution Policy

Personal-Use License Only. All documents, videos, forms, templates, strategies, software outputs, and other materials (“Materials”) are licensed to the individual member for personal, non-commercial use in their own credit- or debt-related matters.
You may not resell, share, redistribute, publicly display, upload elsewhere, or otherwise transfer Materials to any non-member.

Monitoring of Download Activity. We may monitor download volumes to protect our members and the integrity of our library. If activity materially exceeds ordinary personal use (“Excessive Download Activity”), we may request written assurances that your use is personal and non-commercial.

Assurance & Verification. If requested, you must provide assurances (and reasonable supporting documentation) within 10 calendar days. Failure to respond constitutes a material breach.

Enforcement Measures. If we determine that Materials have been shared, sold, or transferred to non-members, we may:

• Suspend or terminate your membership without refund;

• Pursue legal remedies (injunctive relief, actual/statutory damages, attorneys’ fees, and costs); and

• Notify third parties in unlawful possession or distribution of our Materials.

All rights not expressly granted are reserved by CollectionStopperMembership, LLC. Non-enforcement on any occasion is not a waiver of our rights.

6) User Conduct

Use the Services only for lawful purposes related to your membership. Prohibited conduct includes, but is not limited to, unauthorized access, security probing, data scraping, spamming, or automation intended to distort Service usage. Violations may result in suspension, termination, and/or referral to law enforcement.

Community Forum. Be respectful. Harassment, bullying, hate speech, or self-promotion/spam are strictly prohibited. Violations may result in suspension or removal.

7) User Information & Privacy

You warrant that all registration information is accurate and kept current. You are responsible for any content you upload and represent that you have rights to it.

Our Privacy Policy (https://killdebt.com/privacy-policy) explains how we collect, use, and disclose information.

We may offer company or third-party services based on your preferences unless you opt out.

8) Use of Services; Subscriptions & Access

The Services include streaming, downloads, AI tools (including ParkerGPT), document libraries, and other digital content. We grant you a limited, non-exclusive, non-transferable license to access and use the Services for your personal, non-commercial purposes.

If you access any paid component, you agree to pay all fees, taxes, and maintain a valid payment method. We do not guarantee uninterrupted access or specific streaming quality, as performance depends on device, bandwidth, and network conditions.

9) Payments, Cancellations & Refunds

Billing. Charges occur immediately upon purchase or renewal.

Cancellation. You may cancel any time before your renewal date to prevent future charges. Your access will remain active until the end of the current billing period.

Refunds. KillDebt.com does not offer refunds once a membership has been billed, due to the digital nature of the order and the immediate access provided to our tools and resources upon purchase.
This policy ensures fairness and consistency for all members.

10) Intellectual Property

All content, software, and trademarks—including KillDebt, KillDebt.ai, and ParkerGPT—are owned by CollectionStopperMembership, LLC and protected by U.S. and international intellectual property laws.
You may not reproduce, display, distribute, or create derivative works from any portion of the Services or Materials without prior written consent.

11) Software Terms

If any Services require or include software or applications, we grant a limited, personal, non-transferable license solely for use with our Services.
You may not modify, reverse engineer, sublicense, or distribute the software. We may collect technical data to support updates and service improvement and may update the software at our discretion.

12) Social Features

If you use social sharing (e.g., Facebook, X/Twitter), you are solely responsible for compliance with each platform’s terms of service.

13) Copyright/DMCA Notices

If you believe material accessible through the Services infringes your copyright, please contact our designated agent and include:
(1) your signature; (2) identification of the copyrighted work; (3) location/URL of the infringing material; (4) your contact details; and (5) a good-faith statement under penalty of perjury.
Submitting false notices may result in liability. Counter-notices must comply with applicable DMCA requirements.

14) No Guarantee of Outcomes (AI & Templates)

Our AI (ParkerGPT) and templates are powerful tools that have helped countless members successfully defend and win their cases.
However, results are not guaranteed. Outcomes depend on your facts, jurisdiction, filings, and compliance with applicable laws. You are solely responsible for how you use the information.

15) Warranty Disclaimers

THE SERVICES AND MATERIALS ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR NON-INFRINGEMENT.
WE DO NOT WARRANT THAT THE SERVICES WILL BE ERROR-FREE, UNINTERRUPTED, OR FREE OF HARMFUL COMPONENTS. YOU ARE RESPONSIBLE FOR BACKING UP YOUR DATA.

16) Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL COLLECTIONSTOPPERMEMBERSHIP, LLC, ITS OWNERS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING LOSS OF DATA, PROFITS, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICES.

OUR TOTAL LIABILITY FOR ALL CLAIMS SHALL NOT EXCEED THE AMOUNT YOU PAID (IF ANY) FOR ACCESS TO THE SERVICES IN THE TWELVE (12) MONTHS PRIOR TO THE CLAIM.

17) Indemnification

You agree to defend, indemnify, and hold harmless CollectionStopperMembership, LLC, its affiliates, officers, directors, employees, and agents from any claims, damages, liabilities, and expenses (including attorneys’ fees) arising from your use of the Services, uploaded content, or violation of these Terms or applicable law.

18) Termination

We may suspend or terminate your access for any violation of these Terms, suspected misuse (including Excessive Download Activity), or unlawful conduct. Upon termination, your license ends immediately, and you must cease use of the Services and Materials.
No refunds will be provided for terminated accounts.

19) Changes to Terms and Services

We may modify these Terms or aspects of the Services at any time. Material updates will be posted on the site (and/or emailed if appropriate). Continued use constitutes acceptance of the revised Terms.

20) Communications

By using the Services, you consent to receive transactional and administrative communications (e.g., receipts, notices), as well as marketing communications unless you opt out.

21) Governing Law; Venue

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-law principles.
You agree that any dispute arising out of or related to these Terms or the Services shall be brought exclusively in the state or federal courts of Duval County, Florida, and you consent to their jurisdiction and venue.

22) Miscellaneous

Nothing herein creates a partnership, joint venture, employment, or agency relationship.
If any provision is held invalid, the remainder remains in effect.
Failure to enforce a provision is not a waiver.
You may not assign these Terms without our written consent.
Except as expressly stated, these Terms create rights and obligations only between you and CollectionStopperMembership, LLC.