How to Clean Your Credit with the FCRA

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How to Clean Your Credit with the FCRA

Includes Full Length Instructional Video

This video introduces you to the nuts and bolts of credit reporting disputes and the different approaches to cleaning up your credit. Brian takes you through the how a credit dispute letter is written along with the responsibility of the various companies receiving the dispute. How to remove something negative or wrong? That is dependent on why the inaccuracy is on your credit report and if the reporting is legitimate. ID Theft is discussed here too. The law that covers credit report inaccuracies is the Fair Credit Reporting Act (FCRA). However, the Fair Debt Collection Practices Act (FDCPA) plays a role too. Brian explains each law’s coverage and when to use either one for a maximum benefit in cleaning your credit and stopping wrongful collection/credit attempts in a re-vestigation context. See the information from Brian on the Impermissible Purpose Doctrine. Lots of stuff to help everyone in this video. “Leave a Paper Trail, Register by Mail.”

This video includes the following documents/templates:

  • Dispute letter

  • Impermissible purpose letter

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Please remember that anyone viewing or listening to this information is not forming an attorney client relationship and that we are not practicing law in any state with this membership. This is membership site strictly informational and educational. These videos, podcasts, and templates are not advice to do anything, and an attorney client relationship is not being created or attempted in any way. This information in strictly informational to assist anyone seeking another research tool towards solving whatever problem or issue that brought you to these resources similar to the way you would search for something in “google” as part of your research.

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