American Express Lawsuit Letter

Community Self Defense Q&ACategory: General CommentsAmerican Express Lawsuit Letter
Janell Bolden asked 2 weeks ago

In the American Express Lawsuit letter (American-Express-Validation-Letter.docx), it states that the suit is subject to Michigan law.

" Please also follow Michigan law that states "Verification of the debt or any disputed portion of the debt shall include the number and amount of previously made payments . . ." MCL 339.918(e)(2). As you know being that you collecting on a Michigan debt, you can’t collect or sue me on these debts until you validate the debt and that includes showing the number and amount of previously made payments pursuant to Michigan law. Thank you."

Is that because the 'debtor' lives in the example lives in Michigan?

I live in NJ. Can i quote Michigan law or do i need to find a NJ equivalent?

Amex is suing as a creditor using the debt collection firm of Doyle & Hoefs out of York, PA.

Also, I see responses to Breach of Contract and Account Stated claims but not Unjust Enrichment (my suit has all 3).
In which document can I find that?

Thanks

2 Answers
Brian Parker Staff answered 2 weeks ago

Look around at the other creditors documents. Yes of course, that is just a template letter. I will see if I have an answer addressing all three.

Brian Parker Staff answered 2 weeks ago

This is one that answered all three counts you mention but I don't see how it would help you given the state you are in and my not seeing your lawsuit. This is just a template and nothing else. Conform to your law and facts. Hope it helps.

Attachments
Janell Bolden replied 2 weeks ago

thank you so much!